The next generation business account

The Australian business account that makes admin a breeze

ANNA ONE combines an easy-to-use business account with finance tools and even company setup for new businesses.

You can open an ANNA ONE business account in less than 10 minutes and start making and accepting payments straight away.

ANNA Money Australian business account app showing payments, card and accounting dashboard
ANNA Money vs major Australian banks Trustpilot rating comparison - ANNA rated 4.6 stars vs St George, Commonwealth, AMP, Westpac, NAB and ANZ

Over 120,000 business owners choose ANNA

  • Over 120k happy customers worldwide

Easy Company registration

The easier way to register a company

Starting a business? ANNA can help you officially register a company with ASIC. It is fast and simple. You will also get a ready to use business account

You’ll get all the paperwork for starting a company, including:

  • Australian Company Number (ACN)
  • Australian Business Number (ABN)
  • A business name

Enter company name
i
Company name is identical to an existing registered business name
X
This company name is already registered
Company name is available
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Collage of various workplaces

Smart invoicing for small businesses

Invoice generator

With ANNA ONE invoicing is as simple as tapping a few details into the app. You can create and send invoices on the go, and we’ll chase them for you if they’re not paid

Smart Invoicing for small businesses

  • Create invoices in seconds
  • Send invoices from wherever you are
  • Get paid faster with automatic payment reminders

Business account

Spending, getting paid and managing your cash flow

Stay in control of your money

  • Send and receive payments from your ANNA account
  • Schedule future-dated and recurring payments so you’re always on top of your cash flow
  • Create and send professional invoices to get paid faster. We’ll even chase them for you

Customer support

The support you need, whenever you need it

ANNA’s support team is always here to help you and your business.

Save money by paying annually

Start your business

 Sole Trader setup

$49.00
One-off fee +GST
$49
+GST One off fee
Register as a sole trader and get an ABN issued fast. Add GST, PAYG withholding and business name registration when you need them. Clear pricing, no hidden charges.
Start as a sole trader
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ABN registration
Get your Australian Business Number issued fast.
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ATO-ready setup
We capture what the ATO needs to register you correctly from day one.
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Optional GST registration
Add GST registration when you are ready to charge GST.
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Optional PAYG registration
Set up PAYG withholding if you plan to pay staff or contractors.
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Fast turnaround
Most applications are lodged within hours.
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Local expert support
Sole trader guidance from real humans, not bots.
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Secure document storage
Store all company docs, receipts and records in one place
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Xero bonus (new signups)
90% off Xero for 6 months, plus a $100 voucher.

Register PTY LTD

$611.00
 ASIC Fee
$611.00
ASIC Fee
Register PTY LTD.
$305.50 total registration cost after cash back.
Pay $611 ASIC fee today.

You only pay the government ASIC fee upfront. We credit $305.50 back to your ANNA account after activation and your first transaction. Subject to Terms.
Start a business
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Full ASIC registration
ACN, legal docs, compliance all done for you
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Instant online lodgement
ABN issued within hours
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ATO-ready setup
Business TFN issued on registration, with GST and PAYG registration support included.
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Local expert support
We make sure its done right the first time
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Same day turnaround
Companies registered in hours
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Ongoing compliance support
Annual ASIC reminders, company updates and lodgement help for first 6 months
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Secure document storage
Store all company docs, receipts and records in one place

ABN Only

Free
Free
Already have an ACN but no ABN yet. We register and link a new ABN to your existing company and handle the ATO registrations.
Add an ABN
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ABN linked to your ACN
We register an ABN that matches your existing company details.
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Optional GST registration
Register your company for GST at the same time.
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Optional PAYG registration
Set up PAYG withholding so you can pay staff correctly.
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ATO-ready setup
ABN and tax registrations configured together to avoid rework later.
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Fast turnaround
Most lodgements are processed within hours.
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Local expert support
Help resolving issues if your existing ASIC details need correction.
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Secure document storage
Keep ASIC and ATO documents together in one secure hub.
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Xero bonus (new signups)
90% off Xero for 6 months, plus a $100 voucher.

Optional add on

Virtual Office

Get Sydney's only AI-powered virtual office
Premium CBD Address

Level 10, 387 George Street, Sydney, NSW 2000

AI mail handling

4-hour scanning SLA, instant alerts

ASIC registered office

Fully compliant for all requirements

Director service address

Keep your home address private

Virtual office pricing
$70 +GST/month
Sign up now

Pricing plans for every business

Start for free

Our plans start at $0 per month – you only pay for the services you use.

Save money by paying annually

Run your business

Business Account - Free

$0.00
a month
$0.00
billed annually
Basic account to manage and move funds, with no monthly fees
Try ANNA for free
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Australian Business Account
Get a BSB and Account Number
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Virtual card ready on day one
Start making secure online business purchases instantly
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Contactless card (physical)
Great for tap & go when you're on the move and spending in-person
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Make business payments
Pay bills, suppliers, employees easily
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Mobile app
Manage cards, payments & tax from anywhere, 24/7
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Australian support team
Real human help, not robots
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Make business payments
Pay bills, suppliers, employees easily

Business Account - +Taxes

$9.97
+GST a month
$95.76
+GST billed annually
Unlimited account with
everything your business needs to thrive with tax agent, bookkeeping & accounting support
Most popular
Open an account
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Send invoices with payments
Create, send and track professional invoices that get paid directly into your ANNA account, no delays
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Smart tax tools
Track GST, BAS and income tax obligations
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Easy receipt capture
Snap receipts and ANNA auto-categorises them
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ATM withdrawals
Free ATM withdrawals
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Support from qualified human tax experts
Get unlimited access to real local tax professionals, not bots, who can guide you through tricky compliance questions quickly and confidently
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Personalised tax calendar
Stay compliant without stress—get a live view of BAS, GST & income tax deadlines, tailored to your business and reminders on autopilot
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Business documents hub
Keep all your business receipts, invoices and ASIC documents in one organised space
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Ongoing compliance support
Annual ASIC reminders, company updates and lodgement help

Business Credit Card

From $39.99
+GST a month
From $379.08
+GST billed annually
Flexible plans for solo founders, growing teams & larger companies needing simple cashflow management
Try ANNA Credit for free
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Credit limits up to $500k
From $2k to $500k to power any stage of business growth
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0% APR
No interest - keep more cash in your business
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No FX or transaction fees
Spend freely at home or abroad with no hidden cost
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Unlimited team cards
Issue physical cards instantly, for every team member
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Full card control
Freeze, replace, or adjust spend limits in seconds
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Xero bank feed
Automatically sync transactions straight into Xero, saving hours on bookkeeping
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Built-in travel insurance
Complimentary cover for business travel inconvenience
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Free lounge access
Every cardholder gets complimentary airport lounge passes

FAQ

What is ANNA One?

ANNA One is the combined powerhouse of a business account and business tools, as well as company setup assistance for new businesses, to support you on your small business journey. Think of ANNA One as your unlimited virtual CFO - all the admin and payments capability you need to run your business, with the power of our world class AI engine to automate and simplify your day-to-day operations.

How does ANNA One work?

Once you sign up to ANNA One and download the app, we'll onboard you for your own business account to start taking and making payments, enabling your cash flow as the crucial heart beat of your business. You'll get immediate access to professional tools to run your business - invoices, quotes, receipt capture - and automated bookkeeping to streamline your accounts. We'll also be there to guide you through all the important tax and compliance milestones, helping you submit accurately and on time to remove any tax headaches. All of this is backed by our ANNA bot, your day-to-day assistant within the ANNA app, with 24/7 support on-hand to jump in if needed.

What types of businesses can I register?

We can currently register Proprietary (private) company limited by shares with one director and shareholder. This company can’t be a trustee of a superannuation fund.

What makes a company different from a sole trader?

A company is a separate legal entity that offers protection for personal assets and is taxed at the corporate rate. Operating as a company can minimise your liability as a business owner.

Who can register a company?

Anyone over the age of 18 in Australia. You also must have at least 1 director who resides in Australia (for tax purposes) and have a registered address located in Australia. At the moment we’re registering a company with single director and shareholder and accepting applications from Australian residents only.

What information and documents are required to register a company?

Before you start the online application form, please make sure that you have the following information ready:

  • A company name
  • A registered office address – this must be a physical street address, not a PO BOX, to where ASIC will send specific notices and on some occasions deliver service documents in person. Plus ASIC auditors require access to a physical address. We’ll also submit the company’s registered office address as your principal place of business address. You may use your residential address as a registered office or principal place of business address.
  • Director details – full name, residential address, date and place of birth. At the moment we’re registering a company with single director and shareholder. Therefore, a director must reside within Australia. From 1st November 2021 newly appointed directors will need to apply for a Director ID before applying for company registration. This process is very quick and takes only 5 minutes and is free to apply.
How much does it cost to register a company in Australia with ANNA?

There are 2 packages available for company registration. Take a look at our range of budget-friendly plans and pricing designed to suit your requirements

Do I need to register a business name?

Business name registration allows you to legally operate under your chosen trading name, regardless of what your registered company name may be. If you want to trade under a different name to your company’s registered name, you’ll need to register it as a business name.

You are not required to register a business name if you are a registered company in Australia and you operate under your company’s name.

So if your company name is ‘Happy Shark PTY LTD’ and you are trading as ‘Happy Shark PTY LTD’, then you do not need to register a business name. However, if you’d like to trade as ‘Magic Shark’, then you will need to have this registered, as the business name is not the exact same as your first and last name.

Business name registration is something our team is working on at the moment. We’re planning to add this service soon. Therefore the company you register with us will be trading under the company’s registered name.

Can I add more directors in the future?

At the moment we’re registering a company with single director and shareholder. However, you can add more directors losing the necessary form directly with ASIC. The process to be followed will usually depend on your company's constitution (or the replaceable rules, if your company has not adopted a constitution). The process would likely involve a resolution of the company (or its members, or both), a consent from the incoming director and preparation and lodgement of the necessary ASIC form.

Can I start trading immediately after I register a company?

As soon as we send confirmation email of successful company registration – you’re good to go!

What is an ACN?

An ACN is a 9 digit number allocated by the Australian Securities and Investments Commission (ASIC) when a body becomes registered as a company under the Corporations Act.